Una delle gioie di vivere a Londra è che offre davvero qualcosa per tutti. Qualunque siano le tue priorità e se preferisci vivere piuttosto centralmente o in un quartiere tranquillo, utilizzando la condivisione della proprietà puoi entrare nel mercato immobiliare con un costo mensile inferiore rispetto all’affitto di un posto simile nella stessa area.
Ecco solo alcune delle zone di Londra da tenere d’occhio, insieme a calcoli che dimostrano come l’acquisto tramite condivisione della proprietà possa farti risparmiare tanti soldi sull’affitto.
Affitto medio: £2,514
Westfield London – Per mangiare, divertirsi e fare shopping – oltre a un ramo di Soho House nell’ex edificio della BBC TV restaurato – sono tra le attrazioni di vivere in un quartiere che è cambiato radicalmente negli ultimi 15 anni.
Portobello Road e Holland Park sono a pochi passi di distanza e, tra di loro, le stazioni locali offrono la scelta tra tre linee della metropolitana e servizi Overground.
PIÙ ECONOMICO DELL’AFFITTO:
By living in the Westfield London area and buying through shared ownership, you could save a substantial amount of money compared to renting. The average rent in this area is £2,514 per month, which adds up to a significant sum over time. However, with shared ownership, you have the opportunity to get on the property ladder with lower monthly payments, potentially saving you hundreds or even thousands of pounds each month.
Let’s do some calculations to illustrate how much you could save. Let’s say you buy a 50% share of a property in Westfield London, which has a market value of £500,000. In this scenario, you would only need to pay for the 50% share, which is £250,000. Assuming a mortgage interest rate of 2.5% and a mortgage term of 25 years, your monthly mortgage payments would be approximately £1,125.
In addition to the mortgage payments, you would also have to pay rent on the remaining 50% share owned by the housing association. Let’s assume the rent is set at 2.75% of the market value, which would be £687.50 per month. This means that your total monthly housing costs would be around £1,812.50.
Now let’s compare this to renting a similar property in the same area. If the average rent is £2,514 per month, you would be paying £702.50 less each month by buying through shared ownership. Over the course of a year, this amounts to a saving of £8,430. And over the course of 5 years, you would save an impressive £42,150.
This demonstrates the financial benefits of shared ownership. Not only do you get the opportunity to own a property in a desirable London hotspot like Westfield London, but you also save a significant amount of money compared to renting. By investing in shared ownership, you are investing in your future and building equity for yourself.
Furthermore, living in the Westfield London area offers a multitude of benefits. The neighborhood has undergone a transformation in the past 15 years, with attractions such as the Westfield shopping center, which offers a wide range of shops, restaurants, and entertainment options. The presence of a Soho House branch in the restored former BBC TV building adds to the appeal of this area.
In addition, the proximity to Portobello Road and Holland Park adds to the allure of living in Westfield London. These areas offer a variety of amenities and cultural experiences. The local stations also provide convenient access to transportation, with three Tube lines and Overground services available.
Overall, the combination of financial savings and the desirable location make Westfield London an attractive option for those looking to get on the property ladder. With shared ownership, you can make your dream of owning a home in London a reality, while also enjoying the benefits of living in a vibrant and thriving neighborhood.
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